There is a good news for infertile couples. Couples who wish to adopt IVF technology for happiness can now pay in easy installments. Now an IVF loan up to Rs 5 Lac can be taken.
Couples who are facing the problem of infertility, it is not easy to understand their misery, as well as the couple who are childless and financially vulnerable, they are not able to get treatment because they are more stressed.
Indira IVF has started offering interest-free IVF loan option to the childless couples with fertility treatment at affordable rates. Couples who want to get IVF treatment can now start their treatment in some amount and can complete the treatment by taking an IVF loan.
In India, the largest chain of treatment for infertility, Indira IVF Hospital Pvt. Ltd has made IVF treatment possible at an affordable rate, which has increased the trend of people towards this treatment and they have been able to conceive. Earlier, due to expensive treatment, the couples could not go to the hospital, Indira IVF Now with easy installments IVF loan by bank, made it possible.
The hospital has made efforts to make the treatment available by providing hassle-free IVFloans to couples in easy installments by tie-ups with various banks.
The process of loan for IVF treatment is very easy. In the event of not having the full cost of the IVF process with the couple, the loan is proving to be a very good medium.
In this case, the couple can take the loan amount for the remaining amount by depositing their treatment expenses according to their payment capacity. With the availability of loans facility in IVF, financially disadvantaged couples will benefit significantly.
Let’s understand the interest-free EMI option, with the example of 1 Lac rupees loan amount:
Particulars | Structured Option | ||||
Loan Amount (Rs) | 100,000 | 100,000 | 100,000 | 100,000 | |
Tenor (Months) | 6 | 10 | 12 | 18 | |
Advance EMI (Nos) | 1 | 2 | 3 | 4 | |
Balance Months for which EMIs to be paid | 5 | 8 | 9 | 14 | |
EMI Amount (Rs) | 16,667 | 10,000 | 8,333 | 5,556 | |
Advance EMI Amount (Rs) | 16,667 | 20,000 | 25,000 | 22,222 | |
Interest to Patient annual (flat) | 0% | 0% | 0% | 2% |
If patient wants to get an EMI of more than 12 months then he will have to pay 2% interest.
Required documents at the time of loan application for IVF treatment:
-For salaried
Identity card – Aadhar Card / Passport / Pan Card / Driving License / Voter ID (Any one of these) Address of residence – In case of temporary residence, Rent or lease agreement/electricity bill (not more than three months old)
Bank statement 6 months (latest)
Salary slip last three months
-For Self-employed
KYC Documents – ID Proof
Rent or lease agreement/electricity bill (not more than three months old), in case of temporary residence
Proof of income: two-year financial audit
Bank statement 6 months (latest)
Proof of address
Proof of proprietary rights (if any)
Business Stability Proof – Form 3 Wet Registration / Form C1
After looking at all the necessary documents, the loan provider company/bank will decide how much the loan can be given and how many installments will be divided.
With the availability of loans for IVF technology, new opportunities have been tied up in the couple. Now the couples have also begun to dream of child happiness, who had forgotten the desire to thrive in the courtyard due to being financially inept.
For more information, please contact your nearest Indira IVF hospital center and after knowing the cost of your treatment, contact the given number for loan related information – 18003092323
Timing: 9 AM to 6 PM
Email Address: Loanhelp@indiraivf.in
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